Who needs and can afford financial advice? Necie and her guests continue their discussion about attitudes surrounding money and how it can affect our choices. Is there an assumption that only rich people need and can afford financial advice? What about the rest of us? Necie gives some interesting advice on affordable options for people who need advice but aren’t sure they can afford it. Three choices include 1. robo-advisors, 2. a human financial advisor, 3. hybrid financial advisors combine aspects of both robo- and human advisors. Robo-advisors, an online option, are often the lowest-cost option and this makes them a good choice for many consumers. As you need more in-depth advice, you can always switch to a human. Much more on the podcast.